Finante-Banci
Guvernul a decis eliminarea comisionului de rambursare anticipata la creditele cu dobanda variabila
Guvernul a decis, prin ordonanta de urgenta, sa elimine comisionul de rambursare anticipata la creditele cu dobanda variabila, iar bancile vor fi obligate ca, in termen de 90 zile de la data intrarii in vigoare a ordonantei, sa modifice contractele aflate in derulare, prin acte aditionale.
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Decizia a fost luata in sedinta de miercuri a Executivului, au declarat surse oficiale, citate de Mediafax.
Actul normativ prevede eliminarea comisionului de rambursare anticipata la creditele cu dobanda variabila, atat a celor cu garantii imobiliare, cat si a celor fara acest tip de garantii, precum si limitarea la 1% a comisioanelor la credite cu dobanda fixa.
Ordonanta mai stabileste ca un consumator are dreptul sa se retraga din contractul de credit, fara a invoca motive, in termen de 14 zile calendaristice.
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