Finante-Banci
Bancile se pregatesc sa scada gradul maxim de indatorare sub 45%
Scaderea cererii solvabile de imprumuturi nu a determinat din partea bancilor o relaxare a conditiilor de creditare prin cresterea gradului maxim de indatorare.
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Dimpotriva, institutiile financiare raman in continuare prudente si se pregatesc chiar sa reduca nivelul acestui indicator, care se plaseaza acum, in medie, la 45%.
Inainte de declansarea crizei, bancile calculau ratele finantarilor la un grad de indatorare, in medie, de 50%, in conditiile in care valoarea acestuia putea ajunge la 70%, scrie Financiarul.
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