Finante-Banci
Asiguratorii de credite cu afaceri de peste 2,5 mil. euro trebuie sa-si faca rezerve
Firmele care incheie polite de asigurare de credite trebuie sa constituie rezerve daca subscriu prime de cel putin 4% din valoarea primelor pentru asigurari generale sau daca valoarea acestora este cel putin egala cu echivalentul in lei a 2,5 milioane euro.
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Norma, emisa de Comisia de Supraceghere a Asigurarilor (CSA) nu se aplica operatiunilor de asigurari de credite la export in contul statului sau garantate de catre acesta ori atunci cand statul este cel asigura sau reasigura aceste credite, mentioneaza NewsIn.
Valoarea minima a rezervei de egalizare va fi de 134% din media anuala pentru ultimii 5 ani a primelor sau contributiilor incasate din asigurari de credite.
Societatile de asigurare sau reasigurare care nu mai incheie asigurari de credite si nu mai detin expuneri pe aceste riscuri pot sa elibereze rezerva de egalizare constituita in conformitate cu aceste norme, insa cu acordul prealabil al CSA.
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