Finante-Banci
Banca Romaneasca scade nivelul salariului minim solicitat la acordarea creditului Prima Casa
Banca Romaneasca a redus nivelul salariului minim pe care un solicitant trebuie sa il aiba pentru a accesa un credit in cadrul programului "Prima Casa", a anuntat miercuri banca.
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Astfel, in cazul in care o familie cu 3 membri solicita un credit in valoare de 57.000 euro pe o perioada de 30 de ani, trebuie sa prezinte un venit minim pe familie de 2.900 lei. Aceste venituri sunt mai mici decat cele solicitate pana acum cu circa 450 lei.
Dupa redistribuirea plafoanelor initiale alocate in cadrul programului „Prima Casa”, Banca Romaneasca dispune de 27,4 milioane euro, in noile conditii nefiind exclusa posibilitatea ca dupa epuizarea sumei sa fie solicitata o suplimentare.
In prezent, Banca Romaneasca a aprobat sau pre-aprobat deja circa 450 de dosare de credit, in suma de 17 milioane de euro. Valoarea medie a unui credit acordat este de 40.000 de euro, peste 70% dintre clienti optand pentru achizitia de imobile vechi, de doua camere.
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