Finante-Banci
CSA obliga asiguratorii sa aloce o rezerva suplimentara de 60% pentru RCA
Companiile autorizate sa vanda polite de raspundere civila auto (RCA), au obligatia sa constituie o rezerva tehnica suplimentara 60% din valoarea primelor brute incasate, incepand cu 1 ianuarie 2008, potrivit unei reglementari emise recent de catre Comisia de Supraveghere a Asigurarilor (CSA).
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Aceasta valoare se calculeaza la sfarsitul fiecarei luni, prin aplicarea procentului de 60% asupra valorii primelor brute subscrise in luna respectiva pentru contractele RCA.
CSA mentioneaza in comunicat ca a luat aceasta masura de introducere a rezervei suplimentare in vederea protejarii intereselor persoanelor prejudiciate.
Angela Toncescu, presedintele CSA, a avertizat societatile de asigurare asupra cheltuielilor excesive cu contractarea asigurarilor obligatorii RCA, care le poate afecta solvabilitatea.
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