Finante-Banci
Dobanda platita de clientii Volksbank la euro creste de la 5,95% la 7,45%
Volksbank Romania mareste cu 1,5 puncte procentuale dobanzile la creditele in euro cu garantii reale in curs de derulare, de la 5,95% la 7,45%, decizia fiind motivata prin cresterea costurilor de refinantare ale bancilor din Europa, implicit a celor din Romania.
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2007/09/46f133e3cb044.jpg)
Volksbank Romania a precizat ca a recurs la aceasta masura din cauza cresterii costurilor de refinantare a bancilor cu aproximativ 1% si a indicelui de referinta Euribor, in functie de care se calculeaza dobanda variabila a creditelor in euro, indice care aproape s-a dublat in intervalul 2005-2007.
Majorarea dobanzii se aplica acelor clienti care au contractat credite in euro pana la data de 15 septembrie. Ratele dobanzilor la lei si franci elvetieni raman neschimbate, banca sfatuindu-i pe beneficiarii de credite in euro sa apeleze la un imprumut de refinantare in una din cele doua monede.
Totodata, incepand cu 17 septembrie, costul total al creditelor (DAE – dobanda anuala efectiva) in moneda europeana, aflate in portofoliul Volksbank, a fost majorat cu aproximativ 0,3-0,5%.
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/themes/strawberry-daily-202207/assets/images/avatar.png){kind=avatar}
Alte articole
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2024/12/In-ce-sa-inmoi-stafidele-pe-care-le-pui-la-cozonacul-de-Craciun.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2024/10/google-1.png)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/danemarca-job.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/carnea-de-porc.webp)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/concedieri-2026.webp)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/factura-enel.webp)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/05/piata-muncii.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/08/trump-si-zelenski-2.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/brazi_craciun.webp)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/covid.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/Bolojan_Ilie.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/cfr-mecanic-locomotiva-salariu.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/Antonov-22.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/11/soringrindeanu.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/08/psd.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/10/bolojan-grindeanu.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/militari.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/Calin-Georgescu-02.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/08/psd.jpg)
