Finante-Banci
Economisesti o rata pe an daca faci refinantare acum
Un credit luat in prezent care sa-l acopere pe cel contractat in urma cu trei ani va aduce o rata lunara cu 10 euro mai mica.
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La un credit de nevoi personale in valoare de 10.000 de euro, contractat in aprilie 2007, pe o perioada de 10 ani, rata in aprilie 2010 a fost de 139 de euro, asta insemna ca in trei ani ati fi returnat peste 4.650 de euro din 16.500 de euro pe care trebuie sa-i dati pana la finele contractului.
Daca ati lua un alt credit cu care sa-l acoperiti pe actualul, ar trebui sa accesati o suma de aproximativ 7.950 de euro (suma care include un comision de acordare de 1%). La dobanzile de acum, la aceasta suma, rata ar fi de 129 de euro, cu 10 euro mai putin decat cea initiala, scrie evenimentul zilei.
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