Finante-Banci
Guvernul ne trimite la pensii private. Cat se castiga din pensia facultativa
Romanii care au salarii mari si vor si pensii pe masura nu trebuie sa se uite la bugetul statului, ci la fondurile de pensii private, pensie cunoscuta sub numele de pilonul III. Indemnul ii apartine ministrului Economiei, Adriean Videanu.
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Indiferent de salariul avut, in Romania contributia la un astfel de fond de pensii nu poate fi, prin lege, mai mare de 15% din salariul mediu brut. De exemplu, un client care are in acest moment salariul mediu pe economie, de 1.967 de lei brut, nu poate vira mai mult de 295 de lei pe luna la un astfel de fond.
Suma este suficienta pentru a garanta, daca este virata lunar, timp de 30 de ani, o pensie lunara de circa 230 de euro timp de 15 ani, conform unor simulari efectuate de Comisia de Supraveghere a Sistemului de Pensii Private (CSSPP). Simularea a fost bazata pe un randament mediu anual de 5% al unitatilor fondurilor de pensii, scrie Gandul.
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