Finante-Banci
PNL a depus un proiect legislativ privind insolventa persoanelor fizice
PNL a depus, joi, o initiativa legislativa privind insolventa persoanelor fizice, care permite romanilor aflati in imposibilitatea de a-si plati datoriile la banci sa intre sub protectia tribunalului, iar imprumutul lor sa se reesaloneze pe o perioada de 3 ani, a anuntat deputatul liberal Eugen Nicolaescu, citat de Mediafax.
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Nicolaescu a precizat ca initiativa legislativa a falimentului personal este o masura de protectie impotriva executarii silite.
El a aratat ca initiativa legislativa nu incurajeaza neplata datoriilor, ci da o gura de aer pentru pentru persoanele aflate in situatia de a nu putea plati, oferindu-le o perioada de trei ani pentru a face acest lucru.
„Declararea falimentului personal vine ca o ultima solutie”, a spus Nicolaescu, aratand ca este vorba despre sprijinirea persoanelor care au achitat 75% din credit si au intrat in intarziere de plata, in urma crizei economice, a cresterii numarului somerilor si din cauza costurilor imprumuturilor la banci.
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