Finante-Banci
Raiffeisen: Piata bancara are nevoie de mai multi bani de la banca centrala
Banii injectati de banca centrala in piata bancara in ultimul timp nu au fost suficienti, deoarece dobanzile la maturitati mici la lei au ajuns si pana la 18% pe an, pe fondul lipsei de lichiditate, atrag atentia analistii financiari ai Raiffeisen Bank.
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Excesul de lichiditate de pe piata valutara este de aproximativ 2 miliarde de lei, dar exista perioade de timp (zile sau chiar saptamani) cand scade sub acest nivel.
E vorba de zilele cand bancile fac platile catre trezorerie in numele clientilor, sau cand trezoreria nu pune bani in piata, deoarece cheltuielile publice sunt la un nivel scazut.
Asa se explica faptul ca, desi rata dobanzii cheie se afla la 10,25% pe an, dobanzile interbancare sunt de peste 12% pe an, pentru toate maturitatile, se arata in studiul Raiffeisen.
Nivelul ridicat al dobanzilor de pe piata bancara sustin leul, iar cursul s-ar putea tranzactiona si zilele urmatoare in jurul nivelului de 3,53 lei/euro, sustin analistii bancari.
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