Finante-Banci
Bancile nu dau credite, dar depun in seiful BNR 1,3 miliarde de lei zilnic cu dobanda de 2,25%
Bancherii au preferat sa depuna la BNR
echivalentul a 320 mil. euro in fiecare zi lucratoare din primele patru luni,
pentru a scapa de lichiditatea excedentara, in loc sa caute clienti carora sa
le vanda credite.
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Dobanda pe care
banca centrala o plateste pentru sumele atrase prin facilitatea de depozit pe o
zi este de 2,25% pe an, relateaza [url=http://www.zf.ro/banci-si-asigurari/bancile-nu-dau-credite-dar-depun-in-seiful-bnr-1-3-miliarde-de-lei-zilnic-cu-dobanda-de-2-25-8262405]
Ziarul
Financiar. [/url]
Spre comparatie, dobanda anuala
efectiva la un credit de consum in lei depaseste 17% pe an.
Analistii spun ca bancile locale sunt
prudente cu privire la nivelul de lichiditate necesar, chiar daca astfel isi
diminueaza profitabilitatea. „Bancile vor avea nevoie de mai multa
lichiditate in viitor datorita schimbarii reglementarilor la nivel mondial si
vom asista la un efort al bancilor de a strange capital de pe piata”,
comenteaza analistul financiar Aurelian Dochia.
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