Finante-Banci
Banii la saltea, mai rentabili decat depozitele bancare
Nici macar una dintre cele mai mari 15 banci din Romania nu mai ofera dobanzi la depozitele in lei care sa permita clientilor sa se aleaga cu un minim castig real la scadenta.
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Doar doua banci de talie foarte mica (Banca Feroviara si TBI Bank) mai ofera randamente care sa permita clientilor cu depozite in lei sa se aleaga cu un minim castig real dupa scadenta. Conform calculelor Capital, nici macar una dintre cele mai mari 15 institutii de credit, care aduna peste 95% din totalul depozitelor din Romania, nu mai poate fi atractiva pentru un client care asteapta sa si castige ceva din plasarea economiilor. La un depozit in valoare de 5.000 de lei constituit pe o perioada de trei luni, adica cea mai utilizata scadenta, pierderile reale ajung pana la 58 de lei., scrie Capital.
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