Finante-Banci
BCR va lansa pe piata in cateva zile creditele cu avans zero
Banca Comerciala Romana (BCR) va incepe sa acorde in cateva zile credite cu avans cuprins intre 0 si 5% pentru segmentul retail, gradul maxim de indatorare permis de banca fiind de 65%.
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Clientii care vor putea accesa credite cu avans cuprins intre 0 si 5% vor trebui sa aiba un profil de risc foarte bun, si o buna situatie financiara, a spus Dorin Cojocaru, directorul executiv al directiei credite al BCR.
Banca Nationala a Romaniei (BNR) a avizat la mijlocul lunii iunie normele proprii de creditare ale BCR, care prevedeau un grad maxim de indatorare de 65% si un avans cuprins intre 0 si 25%. BCR a anuntat in acel moment ca va introduce ulterior in oferta creditele cu avans zero.
Valoarea creditelor ipotecare imobiliare acordate de BCR in al treilea trimestru a fost de 1 miliard de lei. Dorin Cojocaru a mentionat ca dupa implementarea noilor norme, banca a realizat cresteri mari la nivelul creditelor acordate, fiind de asteptat ca trendul sa se pastreze in viitor.
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