Finante-Banci
Cum franeaza bancile ieftinirea imobilelor
Ca sa-si minimizeze pierderile, bancile preiau imobilele in contul creantelor neincasate de la restantieri, stopand scaderea accelerata a preturilor. Boomul executarilor silite mai are de asteptat.
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Bancile se
impart in doua categorii. Unele agreeaza cu executorul judecatoresc un pret
minim si prefera sa nu participe la licitatie (cum sunt Bancpost sau BRD),
chiar daca licitatiile sunt din ce in ce mai multe.
Conform legii, pretul de
pornire al unei licitatii cu repetitie scade o singura data: la cea de-a doua
licitatie, cu numai 25% fata de pretul stabilit la prima licitatie. A doua
categorie este cea a bancilor care, nemultumite de valorile oferite de
participantii la licitatie, vin in nume propriu la licitatie si „preiau
imobilele in contul creantei, scotandu-le ulterior pe piata la liber”,
scrie Capital.ro
De altfel, si reprezentantii bancilor spun ca incearca intai sa
epuizeze toate caile de negociere cu clientii rau-platnici si abia in ultima
instanta recurg la executarea silita.
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