Cum sa iti iei o locuinta cu 5.000 de euro
Capital va prezinta in premiera modalitatea prin care puteti intra in posesia unei locuinte in Bucuresti cu un efort investitional cuprins intre 4.000 si 12.000 de euro. Recomandat persoanelor cu venituri medii.
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Ideea de baza este simpla: identifici un apartament intr-o zona cu potential pentru chiriasi, accesezi un credit ipotecar clasic in lei, care presupune un avans de 15%, si fixezi perioada de rambursare a creditului astfel incat rata lunara sa fie egala cu chiria lunara. In acest fel, apartamentul se achita integral din chirii, iar cumparatorul va ramane cu locuinta in care a investit doar suma initiala.
Concret, pentru achizitia unei garsoniere in cartierul Drumul Taberei, una dintre cele mai dinamice zone pe sectorul inchirierilor, se va contracta un credit de circa 25.000 euro (85% din valoarea locuintei), pentru care este necesar un cost initial de 5.280 euro (avansul si notarul), scrie Capital.ro
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