Finante-Banci
Cum sa-ti reduci rata cu 50 de euro la un credit de 10.000
Persoanele care au curajul sa puna casa drept garantie pentru un imprumut de nevoi personale castiga o rata lunara mai avantajoasa si scutesc pana la 40% din costul total al creditului.
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Bancile acorda creditele de nevoi personale in doua variante: fara garantii si cu garantii ipotecare, cele cu garantii fiind mai ieftine pentru ca sunt considerate mai putin riscante. Potrivit ofertelor bancare, costul unui credit de nevoi personale de 10.000 de euro pe cinci ani, garantat cu ipoteca, este cu circa 40% mai mic decat al unuia fara garantie, relateaza EVZ.
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