Finante-Banci
Dezastru bancar in Romania: Suntem printre statele cu cea mai mare rata a creditelor neperformante din Europa!
Banca Nationala a Romaniei a lansat Raportul Anual pe anul 2012, unde face o radiografie foarte precisa si completa asupra sistemului bancar romanesc actual. Indicatorul de solvabilitate pe intreg sistemul bancar a inregistrat valori superioare cerintei minime reglementate (14,9 la suta la sfarsitul anului 2012 fata de minimul de 8 la suta).
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/themes/strawberry-daily-202207/assets/images/placeholder.png)
Desi a inregistrat o usoara crestere a activitatii, sistemul bancar a resimtit din plin efectele crizei internationale, iar principalii indicatori de cuantificare a riscului de credit au consemnat o inrautatire; astfel, rata riscului de credit a crescut pana la 29,9 la suta (de la 23,3 la suta la finele lunii decembrie 2011).
Deteriorarea acestui indicator s-a datorat indeosebi constrangerilor asupra situatiei financiare a clientilor, in contextul unei cresteri economice modeste. De asemenea, rata creditelor neperformante – principalul indicator de evaluare a calitatii portofoliilor de credite, din perspectiva prudentiala – a continuat sa creasca, de la 14,3 la suta (31 decembrie 2011) la 18,2 la suta (31 decembrie 2012), scrie Capital.ro
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/themes/strawberry-daily-202207/assets/images/avatar.png){kind=avatar}
Alte articole
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/Ilie-Bolojan-in-Parlament.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/Nicusor-Dan-5.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/09/NATO-avioane-rusesti.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/parlament-german-carburanti.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/ambasador-sua.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/07/adrian-negrescu-1.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/trupe-americane.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2024/07/investitii.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/10/diana-buzoianu.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/anaf-40.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/06/carburanti.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/11/Guvernul-Romaniei.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/Prahova-apa-potabila.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/accident-4.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/Trump-Jinping.jpeg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2024/11/medicamente-1.png)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/Japonia-Germania-Pistorius.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/G7-Presidency.jpg)
Trending
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/G7-Presidency.jpg)
26 Mar. - 13:04
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/03/trupe-americane.jpg)
26 Mar. - 16:39
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/05/ccr-1.jpg)
26 Mar. - 11:26
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/12/Ilie-Bolojan-1.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2023/12/carburanti-3.jpg)
26 Mar. - 09:48
