RCA-ul ii baga in faliment. Jumatate din piata asigurarilor se clatina
Motoarele pietei asigurarilor dau semne serioase de oboseala. Rascumpararile premature macina profiturile asiguratorilor de viata, in timp ce societatile care vand polite RCA sunt sufocate de daunele tot mai mari
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Polita RCA, obligatorie prin lege, si asigurarile de viata, necesare in zeci de situatii, inclusiv la contractarea unui credit, au fost si au ramas principalele generatoare de vanzari pentru societatile de asigurare din Romania.
La finele lui 2012, mai bine de 48% din valoarea totala a primelor brute subscrise in Romania proveneau din cele doua linii de asigurare. Daca mai punem la socoteala si faptul ca majoritatea clientilor au contact cu firmele de asigurari si aud de produsele acestora doar pentru ca legea RCA ii obliga sa intre in contact cu aceste societati, ne putem face o idee asupra importantei celor doua segmente. Un colaps al vanzarilor de polite de viata sau de RCA ar echivala cu o prabusire definitiva a intregii piete, informeaza Capital.ro.
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