Finante-Banci
Refinantarea creditelor in franci elvetieni, solutie doar pentru unii
Multi clienti cu imprumuturi in franci elvetieni au platit cumulat mai putin decat daca ar fi optat pentru un credit in euro, dar pentru unii efortul a devenit mai mare din 2010.
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Deprecierea accentuata din ultimele 12 luni a leului in raport cu francul elvetian (CHF) a starnit multa emotie si suferinta printre cei cu credite in moneda elvetiana. Pe acest fond, o buna parte dintre cei imprumutati in franci elvetieni a inceput sa se gandeasca la solutia refinantarii cu un credit in euro. Astfel, unii au constatat ca au in continuare cea mai avantajoasa oferta din piata, altii au gasit solutii de refinantare prin care si-au redus rata lunara si cu 20%, iar multi au realizat ca sunt captivi in aceste credite, in special din cauza deprecierii garantiilor, relateaza Capital.
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