Finante-Banci
Surpriza: Credite in lei mai ieftine decat cele in euro
BRD vine cu reduceri de dobanzi atat la creditele de consum fara ipoteca (credite de nevoi personale sau credite destinate achizitionarii de autoturisme), cat si la creditele garantate cu ipoteca, se arata intr-un comunicat al bancii.
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Astfel, clientii care solicita un credit de nevoi personale fara ipoteca vor fi finantati atat in lei, cat si in euro, cu o dobanda cu pana la 3 puncte procentuale mai mica decat pana acum, in functie de perioada de creditare. Interesant este ca nivelul noilor dobanzi pentru lei este ceva mai mic decat cel pentru euro, situatie neobisnuita pentru bancile de la noi: 7,5 si 9% pentru lei (dobanda fixa), respectiv Euribor 3M + 6,5 pp si Euribor 3M + 8,5 pp pentru euro. In acest moment Euribor 3M este la 1,094%, iar dobanzile pe piata interbancara europeana sunt asteptate sa creasca in acest an, relateaza Money.ro.
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