Finante-Banci
Cum ar putea ramane mici dobanzile la „Prima casa”
Unele banci care vor sa participe la relansarea programului spun ca garantia oferita de stat si ipoteca asupra imobilului cumparat sunt suficiente pentru ca dobanzile sa ramana neschimbate.
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Odata cu ideea relansarii programului „Prima casa”, intr-o forma in care bancile sa imparta cu statul riscul asociat acestor credite, au aparut si primele opinii potrivit carora dobanzile imprumuturilor vor creste, din cauza ca bancile isi asuma un risc mai mare. Ideea imparte insa bancherii in doua tabere si ridica multe semne de intrebare.
Programul „Prima casa” ar putea continua prin eliberarea a jumatate din garantiile deja alocate de stat prin Fond in cadrul primelor trei faze ale programului, a spus, pentru EVZ, Aurel Saramet, presedintele Fondului National de Garantare a Creditelor pentru IMM-uri. Bancile sunt dispuse sa suporte in proportie de 50% riscul asociat creditelor „Prima casa” deja acordate, care este suportat acum in totalitate de stat, relateaza EVZ.
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