Finante-Banci
BCR: Creditele acordate pe card au o medie de 1.000-1.500 euro
Valoarea medie a unui imprumut acordat de BCR pe cardurile de credit este de 1.00-1.500 de euro, suma limita pe care un client o poate accesa variind intre 6.000 lei (circa 1.400 euro) si 12.000 lei (2.800 euro), a spus joi Igor Zganjer, directorul executiv al directiei carduri din cadrul bancii.
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Banca Comerciala Romana (BCR) detine peste 2,5 milioane de carduri de debit si credit, ceea mai mare pondere dintre acestea reprezentand cardurile de debit.
Diectorul BCR a mentionat ca perioada maxima pe care poate fi accesat un imprumut, prin intermediul unui card de credit BCR, variaza intre 3 si 5 ani.
Acesta a mai spus ca ponderea imprumuturilor neperformante in totalul creditelor acordate prin cardurile BCR este mai mica decat aceeasi pondere la nivelul intregii Europe.
Igor Zganjer a precizat ca banca are in vedere emiterea in curand a cardurilor cu cip, fara a mentiona insa o data exacta la care acest produs ar putea iesi pe piata.
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