Finante-Banci
BCR: Romania ar putea avea 5 milioane carduri de credit in 2012
Piata locala ar putea avea 5 milioane de carduri de credit peste 2-3 ani, a anticipat Igor Zganjer, directorul executiv al directiei carduri din cadrul Bancii Comerciale Romane (BCR).
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Acesta a mentionat ca banca are in vedere dublarea numarului de carduri de credit in acest an, de la circa 200.000 in prezent, pana la 400.000.
Conform reprezentantului BCR, banca detine in prezent o cota de piata de 20%, atat la cardurile de credit, cat si la cele de debit.
Nu exista date oficiale, insa pe baza cotelor de piata ale BCR, in Romania functioneaza la ora actuala circa 1 milion de carduri de credit.
Potrivit directorului BCR, 50% din cardurile bancii sunt active in prezent, daca se ia in calcul cel putin o utilizare lunara a acestora la POS sau la bancomat. In schimb, daca se are in vedere cel putin o utilizare a cardului la 3 luni de zile, ponderea cardurilor active din portofoliul BCR urca la 75%.
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