Finante-Banci
Companiile de recuperare creante sunt, uneori, camatari cu „acte in regula”
Creditele neperformante au ajuns la cote de alarma in sistemul bancar autohton, circa 20% din total imprumuturi, iar recuperarea partiala sau totala a banilor de catre institutiile financiare este o lupta in care intra si companiile de recuperare creante, care cumpara, la preturi foarte mici, imprumuturile neperformante de la banci.
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Din pacate, recuperatorii de creante nu sunt intotdeauna cinstiti,
iar caile de recuperare folosite sunt la limita legii sau chiar peste, dupa cum
arata si Cristiana Florea de la Casa de Avocatura, Consultanta si Mediere
Decalex.
Un studiu recent efectuat pe piata din Romania arata ca in jur de 80%
dintre romani au un credit si dintre acestia aproximativ 20% se afla in
incapacitate de plata.
Am observat in ultimul timp o tendinta ca bancile sa
paseze dosarele celor rau platnici catre anumite firme care aprobate
binenteles, de organsimul bancar de control, se ocupa sa faca treaba murdara a
bancilor. Pe scurt bancile nu vor sa fie ei camatarii care va iau casele, asa
ca predau stafeta firmelor de colectari creante, scrie BusinessCover.
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