Finante-Banci
De ce nu pot lua studentii credite pentru studii?
Studentii romani nu pot lua credite pentru finantarea studiilor intrucat nu exista o evaluare a facultatilor si siguranta ca la absolvire acestia isi pot gasi un loc de munca, a declarat directorul de retea si vanzari al OTP Bank, Gabriel Cretu, citat de Mediafax.
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„Pana nu se va normaliza fluxul gimnaziu-liceu-facultate-loc de munca risti sa nu ti se plateasca creditul sau sa il plateasca pana la urma parintii si atunci mai bine dai direct parintilor”, a adaugat Cretu.
Legat de piata creditelor din Romania, seful OTP considera ca nisa cu cel mai mare potential este reprezentata de clientii bun-platnici.
Potrivit acestuia, unei persoane care a mai avut un credit ii este mai usor sa obtina unul nou decat unei persoane care nu are nici o datorie, dar nici istoric. De asemenea, un bun-platnic poate contracta o suma de bani mai mare decat un client fara nici o datorie, potrivit sursei citate.
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