Finante-Banci
Unul din cinci debitori persoane fizice ai Raiffeisen Bank a avut dificultati la plata si si-a restructurat imprumutul
Circa 20% dintre clientii retail ai Raiffeisen a intampinat dificultati la rambursarea creditelor si au beneficiat de o restructurare din partea bancii, a declarat Razvan Munteanu, vicepresedintele responsabil de activitatea retail in cadrul Raiffeisen Bank Romania.
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„Nu ma astept (ca in 2010 n.r.) sa se produca o deteriorare a portofoliului la fel de semnificativa ca in 2009. Consumatorii din mediul privat s-au adaptat (la conditiile impuse de criza n.r.)”, a mai spus Munteanu.
Raiffeisen deruleaza in prezent o campanie de refinantare a creditelor, iar din luna martie pana in prezent a acordat refinantari de imprumuturi in valoare de 21 de milioane de euro pentru clientii altor banci.
Potrivit lui Razvan Munteanu, soldul creditelor oferite de banca a crescut usor in ultimele 5-6 luni, in conditiile in care imprumuturile noi au depasit ca valoare rambursarile de credite.
Acesta a precizat ca in ultimul timp a observat insa o scadere a cererii de imprumuturi. „Cererea a fost mai slaba fata de primele trei trimestre ale anului”, a spus Munteanu.
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