Real Estate
Fondul de Garantare a onorat aproape 1.000 de cereri pentru Prima Casa, in ultima saptamana
Fondul de Garantare a Creditelor a acordat pana in prezent garantii pentru 5.500 de credite pentru programul "Prima Casa", spun reprezentantii Fondului. In urma cu o saptamana, numarul garantiilor acordat era de 4.740.
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Peste 35% din solicitari sunt din Bucuresti. Peste 20% din credite sunt pentru locuinte noi, iar valoarea medie a creditelor este de 40.000 de euro.
Totodata, Fondul de Garantare are 200-300 de cereri pe zi pentru programul „Prima Casa”, fata de 50-100 de cererei cat se asteptau anterior sa primeasca.
Prin programul „Prima Casa”, persoanele pot contracta credite cu un avans de 5% pentru o locuinta de maximum 60.000 euro, cu o rata a dobanzii Euribor (rata solicitata intre principalele banci din zona euro la depozitele pe piata interbancara) la 3 luni plus maxim 4% pe an, la credite in euro, respectiv Robor (rata dobanzii la imprumuturi pe piata interbancara romaneasca) plus maxim 2,5 puncte procentuale. Marja include si nivelul total al comisioanelor percepute de finantator.
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