Finante-Banci
Romania are 0,6 carduri pe cap de locuitor, de 5 ori mai putin decat tarile dezvoltate
In Romania sunt circa 12,5 milioane carduri, ceea ce inseamna 0,5-0,6 carduri pe cap de locuitor, potrivit unui studiu Mastercard.
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Cifra este de aproximativ 5 ori mai mica decat cea din tarile dezvoltate europene, cum ar fi cele nordice sau Marea Britanie, unde sunt 2,5-2,6 carduri pe cap de locuitor.
Potrivit aceluiasi studiu, 51% dintre romani poseda un card, in timp ce 41% nu au nicio relatie cu banca.
In cadrul populatiei active, exista circa 1,2 carduri ce revin fiecarui roman.
Principalele motive pentru care romanii apeleaza la carduri sunt flexilibitatea acestora, faptul ca ofera acces rapid la fonduri, precum si posibilitatea de a tine sub control cheltuielile.
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