Finante-Banci
Alpha Bank: Creditul ipotecar din Romania reprezinta doar 2% din fondul locativ
Valoarea totala a creditelor ipotecare acordate in Romania este de circa 5 miliarde euro, ceea ce reprezinta doar 2% din valoarea fondului locativ, a declarat joi Sergiu Oprescu, presedintele Alpha Bank Romania.
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Acesta a mentionat ca in alte tari, valoarea creditelor reprezinta o pondere mult mai importanta din cuantumul fondului locativ, ceea ce inseamna ca in Romania exista premise de crestere pentru acest tip de credit.
Presedintele Alpha Bank a spus ca bancile discuta in prezent cu Banca Nationala a Romaniei (BNR), solicitand ca aceasta sa aduca anumite modificari regulamentului de limitare a riscului creditului, modificari ce ar putea permite, in special in cazul creditului ipotecar, un grad mai mare de indatorare pentru debitor.
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