Finante-Banci
BCR: Creditele noi acordate in T4 din 2008 au scazut cu 60% fata de T3
Creditele noi acordate de Banca Comerciala Romana (BCR) in trimestrul 4 din 2008 au scazut cu 60% fata de volunul creditelor noi oferite de banca in T3, a declarat miercuri Sorin Mititelu, directorul directiei retail din cadrul BCR.
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El a precizat ca aceeasi situatie a putut observa atat in cazul creditelor cu garantii reale, cat si a celor negarantate.
Mititelu a mentionat totodata ca in ciuda scaderii de creditare banca a inregistrat in T4 din 2008 o crestere a creditelor noi acordate in euro de 3 ori mai mare decat cea a competitorilor.
Acesta a spus ca scaderea drastica a creditelor din trimestrul 4 a fost cauzata de faptul ca banca a renuntat la imprumuturile in franci elvetieni si de cresterea gradului de indatorare. De asemenea, o anumita influenta asupra diminuarii creditelor a avut-o aplicarea testului de stres pentru a verifica eligibilitatea solicitantilor de credite.
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