Finante-Banci
BRD vrea sa vanda 60.000 de carduri Punct, intr-un an
BRD a lansat luni Punct Card, un card de credit cu program de fidelizare atasat, prevazut cu o limita de imprumut de 20.000 lei si cu o perioada de gratie de 60 de zile, banca propunandu-si in 12 luni sa vanda circa 60.000 de astfel de carduri.
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Programul de fidelizare atasat cardului prevede acordarea de puncte de fidelitate pentru achizitiile efectuate la comerciantii parteneri, cat si pentru plata facturilor, potrivit reprezentantilor bancii.
Creditul contractat de pe card are o dobanda anuala de 22%, dobanda anuala efectiva calculata pentru limita maxima de credit fiind de 24,8% pe an. Comisionul de acordare este de 0,2% din valoarea creditului.
Astfel, pentru fiecare leu achitat la comercianti posesorul cardului primeste un punct de fidelitate, echivalent a 0,005 lei, iar pentru fiecare leu achitat la plata facturilor, beneficiarul primeste 0,5 puncte.
Cardul este emis sub insemnele MasterCard.
Numarul total de carduri emise de banca pana la jumatea anului trecut depasea 2 milioane.
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