Ce credit de nevoi personale sa alegi: in lei sau in euro
Imprumuturile
in moneda nationala s-ar putea ieftini in perioada care urmeaza, in timp ce
nelinistile din zona euro le-ar putea scumpi pe cele in moneda europeana, spun
specialistii.
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In
prezent, creditele de nevoi personale in lei si euro au costuri similare, cele
mai mici dobanzi anuale efective fiind de circa 13%. De regula, specialistii recomanda ca imprumutul
sa fie realizat in moneda in care debitorul isi obtine veniturile, pentru a se
evita riscul valutar. Cu toate acestea, diferentele de dobanda care au existat
anii trecuti intre creditele in lei si cele in moneda europeana au avantajat
imprumuturile in euro, relateaza EVZ.
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