Finante-Banci
Autoritatile pot garanta pana la 90% din finantarile destinate IMM-urilor
Fondul National de Garantare a Creditelor pentru IMM-uri (FNGCIMM) poate acorda garantii pentru finantarile obtinute de beneficiarii eligibili de la bancile comerciale si pentru alocatiile financiare nerambursabile (AFN) corespunzatoare, a comunicat fondul.
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Fondul garanteaza pana la 90% din valoarea creditului bancar si AFN, fara dobanzi, comisioane si alte costuri bancare, comisionul perceput fiind de fiind de 0,5%/an din suma garantata.
Comisionul se percepe pe durata contractului de finantare incheiat de banca cu beneficiarii eligibili.
In perioada imediat urmatoare, FNGCIMM va definitiva formalitatile de colaborare impreuna cu bancile comerciale si cu Ministerul pentru Intreprinderi Mici si Mijlocii, Comert, Turism si Profesii Liberale.
Fondul National de Garantare a Creditelor pentru Intreprinderile Mici si Mijlocii (FNGCIMM) a fost infiintat in decembrie 2001, in baza Legii 133/1999 privind stimularea intreprinzatorilor privati pentru dezvoltarea intreprinderilor mici si mijlocii.
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