Finante-Banci
Cat castiga bancile din achitarea ratelor la propriul curs si nu la cel BNR
Bancherii castiga 90 de milioane de euro pe an obligand clientii sa-si achite ratele la cursul lor si nu la cel al BNR. Valutistii au o marja de curs de 1%, bancile mari urca la 3,5%, scrie Gandul.
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Amendamentul adus OUG 50 privind creditele populatiei care prevedea ca ratele la creditele in valuta sa fie platite la cursul oficial al BNR si nu la cel pe care il practica fiecare banca in parte nu a trecut de votul din plen. Desi diferentele dintre cele doua cursuri nu par mari, fiind de 0,5%-1,7%, faptul ca cei care au rate la imprumuturi luate in valuta platesc la cursul bancherilor si nu la cel al BNR echivaleaza practic cu plata unui comision suplimentar luna de luna, de circa 1%.
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