Finante-Banci
Ce sanse ai sa scapi dupa ce ai „tepuit” o banca?
Cateva
sute de mii de romani sunt in situatia de a nu mai putea plati ratele la
credite de consum. Capital va arata ce pot pierde, la ce trebuie sa fie atenti,
dar si cum ar putea scapa de o parte din datorie in conditii optime.
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/themes/strawberry-daily-202207/assets/images/placeholder.png)
La
sfarsitul anului 2007, in plin boom economic, Mihai si-a luat un credit de
nevoi personale de 10.000 de euro sau aproximativ 36.000 de lei la cursul de
atunci. Banca, una foarte mare, i-a acordat creditul desi valoarea ratei lunare
avea sa depaseasca, dupa terminarea perioadei cu dobanda promotionala, jumatate
din salariul imprumutatului, adica 2.000 de lei. Mihai a folosit banii pentru a-i investi la
Bursa si, pentru ca primele sase luni a beneficiat de o dobanda promotionala a
platit fara probleme ratele (600 de lei pe luna), relateaza Capital.ro
Dupa exact 100 de zile de la
prima intarziere de plata, Mihai a aflat ca nu mai este dator la banca, ci la o
companie specializata in recuperarea creditelor restante. Cazuri similare sau macar
asemanatoare cu cel al lui Mihai sunt cu sutele de mii in Romania.
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/themes/strawberry-daily-202207/assets/images/avatar.png){kind=avatar}
Alte articole
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/Romgaz.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/ilie-bolojan-13.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/09/avioane-F-16.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2024/06/economie-pib-romania.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2025/07/guvernul-Romaniei.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/tren-deraiat-in-Anglia_edited.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/CE-Oltenia.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/incendiu-bucuresti-chitila.webp)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/david-popovici-7.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/sorin-grindeanu-disputa-pnl-psd-1.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/david-popovici-8.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/motorina.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/energie-nucleara.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/litoral-2.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/marea-nordului-industrie-petroliera.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/Colliers-piata-spatiilor-de-birouri-Bucuresti.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/cernavoda-ministerul-energiei.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2023/06/ministerul-finantelor.jpg)
Trending
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/sorin-grindeanu-2.jpg)
13 Aug. - 15:12
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/drona-costinesti.webp)
13 Aug. - 11:57
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/sorin-grindeanu-disputa-pnl-psd-1.jpg)
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/sorin-grindeanu-1.jpg)
13 Aug. - 14:41
:format(webp):quality(80)/https://www.dailybusiness.ro/wp-content/uploads/2026/08/david-popovici-8.jpg)
13 Aug. - 20:13
