Finante-Banci
Ce solutii ai la indemana ca sa scazi rata creditului
Refinantarea, prelungirea perioadei in care
puteti achita imprumutul sau amanarea platii sunt trei optiuni pe care romanii
le au la dispozitie pentru a reduce rata lunara a creditului. Refinantarea are
ca scop scaderea costului creditului, prin accesarea unui nou imprumut, cu
costuri mai mici decat cel initial, prin care este achitat acesta din urma.
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Banca poate oferi clientului o
prelungire a perioadei de rambursare, ceea ce conduce automat la scaderea ratei
lunare. Totodata, creditorul poate amana plata ratelor clientului pentru sase
sau chiar 12 luni, timp in care acesta achita, de regula, numai dobanda, relateaza EVZ.
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