Finante-Banci
Cea mai mare banca din Romania a ajuns sa dea cea mai mica dobanda la credit: Euribor + 1,5%
BCR, cea mai mare banca din Romania, este cea care a dat un credit cu dobanda - soc (de circa 2,5%, formata din Euribor + marja fixa de 1,5%), dar nu de bunavoie! Printr-o hotarare executorie a instantei, banca a fost obligata sa-i aplice acest "cost al creditului" clientului sau Marian Toma, scrie incont.ro.
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„Au facut o mare greseala. Mi-au spus ca trebuie sa platesc dobanda bancii plus marja, dar in contract scria ca trec pe dobanda de referinta variabila si nicaieri nu era pomenit numele BCR adica sa scrie dobanda de referinta BCR sau dobanda bancii.
Fiind un credit in euro si pomenindu-se despre Euribor pe parcursul contractului, era clar ca totul este interpretabil, dar instanta a stabilit ca este interpretabil nu in favoarea bancii, ci a celui care se obliga adica a mea”, a declarat Marian Toma, citat de sursa mentionata.
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