Finante-Banci
Inamicii creditelor: Cum au scapat de o datorie de 90.000 $ in cinci ani
Lance Pickett si sotia sa aveau in urma cu cinci ani un credit de 18.000 $ luat in perioada studentiei, un imprumut pentru masina in valoare de 6.000 $, imprumuturi de pe carduri de credit de 2.000$, precum si un credit pentru casa de 125.000 $. Renuntand la lucrurile marunte acestia au reusit sa isi reduca datoria cu 90.000$ in cinci ani, scrie Yahoo Finance.
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Cei doi au inceput prin a reduce cu 1/12 cheluielile totale, care includ banii pentru casa, utilitati si internet, ceea ce insemna ca in timpul unui an au scapat de cheltuielile facute intr-o luna.
Apoi au crescut viteza de eocnomisirii si au dublat tinta propusa initial, asa incat in 3 ani au reusit sa salveze cheltuielile pentru sase luni de zile.
Cei doi au cumparat doar lucrurile de care aveau neaparata nevoie, si, desi obisnuiau sa manance in oras, au inceput sa isi invite prietenii sa serveasca masa acasa.
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