Finante-Banci
Leul, in impas. Cu cat creste rata la banca?
Deprecierea
monedei nationale afecteaza in special romanii cu imprumuturi in euro, pentru
care ratele sunt deja cu aproape 7% mai mari fata de nivelul de maxima
apreciere a monedei fata de euro din acest an.
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Atingerea
unei cotatii de 4,4 – 4,5 lei/euro ar insemna deja o crestere cu 10% a ratelor,
ceea ce ar pune o presiune puternica pe indatoratii care isi primesc salariile
in lei si care au fost afectati deja de deprecierile anterioare si de scaderea
veniturilor. Unde s-ar putea ajunge? Dan Pascariu, presedintele Consiliului de
Supraveghere al bancii Unicredit Tiriac, este de parere ca o cotatie de 4,4 –
4,5 lei pentru un euro ar conduce la cresterea restantelor la un asemenea nivel
incat bancile locale ar avea nevoie de recapitalizare, relateaza EVZ.ro
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