Finante-Banci
Raiffeisen: Card de credit pentru IMM-uri, cu 70.000 lei limita de imprumut
Raiffeisen Bank Romania a lansat "Business Credit Card", un produs destinat IMM-urilor, de tip VISA, in lei, cu utilizare internationala. Valoarea maxima a imprumutului ce poate fi accesat de pe card este de 70.000 de lei, pe o perioada de doi ani, conform bancii.
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„Cardul permite gestionarea eficienta a limitei de credit, adica se poate stabili suma pe care o poate cheltui un angajat in functie de atributiile si responsabilitatile sale”, a declarat Alexandru Ciobanu, director directia IMM, Raiffeisen Bank.
Nivelul maxim de creditare este de 30.000 de lei (pentru microintreprinderi) si de 70.000 de lei (pentru intreprinderi medii), in limita a 10% din cifra de afaceri medie lunara a companiei, calculata pe baza ultimului bilant pentru an financiar intreg. Suma minima de rambursat este de 10% din valoarea creditului.
Creditul se acorda pe maxim 24 de luni, la scadenta la scadenta existand posibilitatea de a reanaliza oportunitatea prelungirii valabilitatii. Perioada de gratie a creditului este de 45 de zile.
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