Finante-Banci
Romanii nu mai iau credite decat pentru case
Criza l-a invatat pe roman sa nu mai
consume pe credit. Soldul
imprumuturilor pentru consum a scazut cu 5% in ultimul an, in timp ce finantarile
pentru locuinte au crescut cu peste 10%.
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Soldul
imprumuturilor de consum contractate de romani a scazut in intervalul august
2010 – august 2011 cu 6% pe componenta in lei (28 miliarde de lei) si cu 5,47%
pe euro (echivalentul a 28,5 miliarde de lei), potrivit datelor Bancii
Nationale a Romaniei. In ceea ce priveste imprumuturile pentru locuinte, soldul
pe componenta in moneda nationala a scazut cu 6,5% (1,6 miliarde de lei), insa
pe euro s-a inregistrat un avans de aproape 14% (echivalentul a 22 de miliarde
de lei). Avand in vedere diferenta de pana la sase puncte procentuale dintre
costurile la valuta si cele pentru lei, este de inteles preferinta pentru
credite in euro, relateaza Adevarul.
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