Finante-Banci
Ultimul tren pentru creditele de nevoi personale in euro
Noile reglementari
privind creditele pentru persoane fizice introduse de Banca Nationala a
Romaniei vor nimici practic imprumuturile de nevoi in euro, iar angajatii
bancilor stiu asta pana la nivelul de jos, al lucratorului din agentia de
cartier.
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De aceea unii
indeamna potentialii clienti sa ia credite „cat mai pot” si vin si cu
oferte destul de interesante. Aceasta este concluzia pe care am tras-o in urma
unui tur pe la agentiile celor mai importante banci din Romania. Comportamentul bancilor este diferit, dar unele par
mai mult decat deschise, relateaza Capital.ro.
Bancile mai mici
adopta o alta atitudine. Se observa deja o nisare catre alte produse decat cele clasice. „Acordam
si credite de nevoi personale in euro, dar poate ar fi mai potrivit un Card
Avantaj. Daca aveti nevoie de bani pentru a cumpara anumite produse, o puteti
face platind rate fara dobanda“, ne spune un angajat al Credit Europe Bank. Aceeasi
situatie este si la Garanti Bank, care are in portofoliu produsul Bonus Card.
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