Finante-Banci
Volksbank a lansat un credit de consum fara ipoteca, cu dobanda fixa
Volksbank
Romania ofera credite de consum in lei fara ipoteca, la o dobanda fixa de 12%
pe toata durata de rambursare, in cadrul unei promotii care dureaza pana la 31
iulie 2012, a anuntat miercuri banca.
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Suma
maxima finantata este de 45.000 lei, iar perioada de creditare este de cel mult
5 ani.
„Clientii
vor fi protejati impotriva riscului valutar, riscului de crestere a dobanzii si
vor primi gratuit asigurarea de viata”, a declarat Marius Istrati, seful
departamentului dezvoltare produse persoane fizice in cadrul Volksbank.
In plus, Volksbank ofera
gratuitate la doua plati lunare, pe toata durata creditului, clientilor care,
pe langa creditul cu dobanda fixa, contracteaza si un cont simplu. Acesta
include acces la doua conturi curente (lei si euro), un card multi-valuta si
acces la internet banking, comisionul pentru toate aceste servicii fiind de 3
lei pe luna.
In cazul unui credit de 25.000
lei, contractat pe 5 ani, rata lunara este de 559,11 lei si DAE este 12,94%.
Valoarea totala platibila este de 33.546 lei.
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