Finante-Banci
Refinantare: doar cateva sute de euro te despart de un credit mai ieftin
Scaderea din ultimul timp a costurilor de refinantare, dar si ieftinirea acestor imprumuturi, fac din perioada actuala una propice contractarii unui credit mai ieftin, in special pentru cei care au credite negarantate, cele mai scumpe imprumuturi de pe piata.
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Bancile au scazut simtitor dobanzile imprumuturilor negarantate, atat la credite in lei, cat si la cele in euro, institutiile foarte agresive pe acest segment practicand chiar costuri totale care coboara sub 10% sau sunt foarte apropiate de acest nivel.
Pentru prima oara in ultimii ani creditele in moneda nationala le concureaza la costuri pe cele in moneda europeana. Astfel, romanii care care isi incaseaza veniturile in lei au posibilitatea de a se finanta in aceeasi moneda, fara a se mai supune astfel riscului valutar, asa cum procedau anterior, pentru a avea acces la un credit mai ieftin, relateaza EVZ
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