Finante-Banci
Oprescu, Alpha: Dobanzi ridicate la credite inseamna credite neperformante mari
Atunci cand o banca acorda credite si fixeaza dobanda nu poate sa faca abstractie de nivelul actual al creditelor neperformante si sa incerce sa incorporeze in dobanda un cost al riscului aferent acestuia, a spus Sergiu Oprescu (foto), presedinte executiv Alpha Bank Romania.
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Acesta a justificat astfel nivelul mare al dobanzilor practicate de banci atat la lei, cat si la euro, ultimele date ale BNR indicand o crestere accelerata a ponderii creditelor neperformante in soldul imprumuturilor.
Pe de alta parte, Oprescu a explicat lipsa de apetit a bancilor pentru creditarea segmentului privat, justificata si de concurenta acerba venita din partea statului pentru imprumuturile in lei.
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